Workplace Loyalty Banner

Is Workplace Loyalty Holding Me Back?

This is not the post I had scheduled, but I need to draw on the collective wisdom of the PF blogosphere. Is workplace loyalty an outdated concept? A Short History 18 months ago, I left my job for the one I’m now in. My previous job was part-time, 5 minutes from home, and reasonably paid on an ongoing contract basis. I enjoyed it, and still have a good relationship with the business, but for various reasons it was time for me to move on. My “new” job is full-time, and takes about 1 hour door-to-door. You can see how I spend my hours in my Day in the Life post. … Show Me More!

Banner 2017 Spending Review

August 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! August turned out to have some unexpected expenses. We paid to replace our clothesline, along with our microwave. We also had a medical bill not covered by Medicare. Daily Spending Rate I thought that by … Show Me More!

DITL Banner

A Day In The Life 2017 Edition

It’s our blogoversary! Yes, it’s been 12 months since I started this blog, back in August 2016. I thought I’d celebrate by giving you a look at a day in the life of Mrs. ETT. I enjoyed reading Chónce from My Debt Epiphany’s DITL, and have wanted to do one of my own since. I figured that the anniversary of this blog was as good a time as any. Without further ado, I hope you enjoy it! A Day In The Life of Mrs. ETT 04:50 – 5:30 The alarm on my iPad goes off quietly, as Mr. ETT doesn’t get up at this time. I spend 5-10 minutes laying … Show Me More!

Banner 2017 Spending Review

July 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Honestly, every time I sit down to do this I have a surprise. It’s only been four weeks since my last update, but I clearly had no idea how we were tracking. This has been … Show Me More!

Epic Food Week Banner

Epic Food Week – Welcome to Our Home

Food. For many Australians it accounts for the second or third biggest chunk out of their budget, after housing and/or transport. Poor food choices are also leading to an increase of “lifestyle” diseases, such as Type II diabetes and heart disease. Four Australian personal finance bloggers (Adventures with Poopsie, All About Balance, FIRE By Thirty-Five and yours truly) decided to get together and offer an in-depth look at how we all “do” food in our households. It doesn’t matter whether you like to plan or just wing it, whether you have gourmet tastes or enjoy simple food, or whether you love or hate cooking; we’re sure you’ll find some tips … Show Me More!