Last week, I recovered $54.48 of money that I, as the registered owner of a vehicle in NSW, had been overcharged. I was one of 4.2 million people eligible after a change to the CTP Green Slip scheme. If you live in NSW and were the registered owner of a car before 30th November 2017, chances are you may get a CTP Green Slip refund too. What is a CTP Green Slip? A Compulsory Third Party Green Slip is a form of insurance required for all registered vehicles in NSW (aside from trailers). Money collected under this insurance scheme is used to support the recovery of people injured in motor ... Show Me More!
We recently took two weeks to explore New Zealand’s North Island. If you haven’t yet checked out what we did, you can read about our first week’s adventures around Taupo and Wellington, then our second week’s doings around Rotorua, Waitomo and Auckland. As we all know, wonderful holidays often aren’t free. This time I will be detailing how we saved (and wasted) money while travelling through New Zealand’s North Island. Hopefully you will be able to learn from our failures, as well as come away with some ideas for saving. Planning I’m a planner. I like to have lists to tick off, and plenty of time to organise. That wasn’t ... Show Me More!
In 2015, I happened across the Financial Independence Retire Early (FIRE) movement. I wasn’t actively looking for direction in our financial life, but I had been living with a vague discomfort that we could be doing more. FIRE galvanised me to once again take control of our money. In 2016 we tracked spending, and saved an emergency fund. The next step was beginning to invest – but how? The idea of investing was scary. There are so many options, traps and pitfalls for the unwary that I wanted to be fully prepared before we started. This series of posts is about the resources we used, and the steps we took ... Show Me More!
I love seeing how other people budget, getting down to the nitty-gritty of their categories and numbers, but I don’t feel it is fair to gain value out of what others are contributing without contributing something ourselves. As promised, here is the eighth and final Budget Breakdown for the Enough Time Machine. This represents how much we budget per month, not necessarily how much we spend. In this concluding week we are looking at Savings and Investment. Savings vs. Investment The way that I allocate money to our savings/investment buckets is by thinking of them in terms of timeframe and known spending. Savings are for particular, identified items, and the money is to be spent as soon as ... Show Me More!