Enough Time To… Visit New Zealand’s North Island (Part 1)

In April, Mr. ETT and I travelled to the New Zealand’s North Island. I won’t torture you with my daily musings on the trip – instead, I’ll be a gracious host and keep it to two posts, one for each week we were travelling. I’ll also have a summary post for the financially minded that will detail the ways we saved (and lost) money on the trip. Why New Zealand’s North Island? Originally, we had planned on travelling to Japan. In preparation, at the end of 2016, Mr. ETT and I both applied for annual leave. Unfortunately, a close family member was taken ill, then passed away early this year. ... Show Me More!

A Tale of Two Retirements – My Perfect Retirement

Financial Independence Retire Early (FIRE) usually has a focus on the financial aspect. After all, it’s unlikely you can retire early if you don’t have your finances under control. However, there is a subset of the movement that highlights the emotional aspect of retirement; ensuring you have a plan for your days when those days are no longer controlled by someone else. I recently came cross two examples of retirement that crystallised what I do, and don’t, want. I’m formulating my perfect retirement. The Retirement I Want To Avoid This came from a totally unexpected source. Mr. ETT and I were both browsing the web in front of the TV (yes, we ... Show Me More!

A Weekend To Mudgee Without Visiting Wineries?!

Long weekends away to towns that are within a reasonable distance of our home is one of the reasons Mr. ETT and I have decided to invest. We want to buy “future” us the opportunity to do this as the whim takes us, without having to juggle our time or fill in pieces of paper asking permission to take leave from work. Our most recent trip was to Mudgee, in the Central West of NSW. Mudgee is best known for its wineries, however this weekend was about Mr. ETT meeting up with a number of other motorbike riders from around Australia. This is what I did in Mudgee without visiting ... Show Me More!

A Mindset Change To Banish Overwhelm

I love blogging. I decided when I started that I would commit to posting once every 8 days for at least a full year. You may be asking, “why not weekly?” In my head, that didn’t feel achievable, whereas for some reason adding an extra day did. I didn’t want to overwhelm myself, or reduce my chance of success. To me, blogging regularly shows commitment. However, as it turns out, blogging isn’t only about chucking some words down on a page and pressing post. What’s So Overwhelming About Blogging? I enjoy all the other tasks that go along with running a blog, such as: maintenance tweaking the theme adding plugins ... Show Me More!

Australians Are Hoarders – Do You Suffer From FOTAL?

Ah, the holidays. It is a rare few that don’t look forward to (or even long for) that stretch of days without formal work. Full-time employees in Australia have an entitlement to four weeks paid annual leave. This entitlement is pro-rated for part-time. Compared to some countries (play with the embedded Tableau graph below), we are lucky to have this amount. When you add in the 10 or so public holidays each year, Australians get a significant amount of paid time off. And yet… at last count, we were holding on to a combined 133,737,000 days. It turns out that Fear Of Taking Annual Leave (FOTAL) is now a thing. Data ... Show Me More!