If you are following the traditional Financial Independence Retire Early path of saving a lump sum amounting to 25x your yearly expenses which you will begin to access when you retire, this post isn’t for you. The 4% rule has you covered, as it takes inflation into account. But if you are a late starter, you might have superannuation or some other form of pension pot that you can’t yet access at the time you’d like to begin your retirement. This is where inflation can have an impact. As we are following a SlowFIRE path (high expenses, relatively low savings rate for FIRE), superannuation is essential to our FIRE plans. ... Show Me More!