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A Day In The Life 2017 Edition

It’s our blogoversary! Yes, it’s been 12 months since I started this blog, back in August 2016. I thought I’d celebrate by giving you a look at a day in the life of Mrs. ETT. I enjoyed reading Chónce from My Debt Epiphany’s DITL, and have wanted to do one of my own since. I figured that the anniversary of this blog was as good a time as any. Without further ado, I hope you enjoy it! A Day In The Life of Mrs. ETT 04:50 – 5:30 The alarm on my iPad goes off quietly, as Mr. ETT doesn’t get up at this time. I spend 5-10 minutes laying … Show Me More!

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July 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Honestly, every time I sit down to do this I have a surprise. It’s only been four weeks since my last update, but I clearly had no idea how we were tracking. This has been … Show Me More!

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Epic Food Week – Welcome to Our Home

Food. For many Australians it accounts for the second or third biggest chunk out of their budget, after housing and/or transport. Poor food choices are also leading to an increase of “lifestyle” diseases, such as Type II diabetes and heart disease. Four Australian personal finance bloggers (Adventures with Poopsie, All About Balance, FIRE By Thirty-Five and yours truly) decided to get together and offer an in-depth look at how we all “do” food in our households. It doesn’t matter whether you like to plan or just wing it, whether you have gourmet tastes or enjoy simple food, or whether you love or hate cooking; we’re sure you’ll find some tips … Show Me More!

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Acorns Goes Green – Farewell, Exxon, and Thanks for all the Dead Fish

Acorns is offering a $5.00 bonus offer until September 30th, 3017. See the end of this post for more details. They say that the best time to start investing is yesterday (or even better, when you are a wee sproglet, earning your first pocket-money). The second best time is now. Yet, you don’t want to go throwing your money at something you don’t understand. In 2016, we were at the beginning of discovering the world of Financial Independence Retire Early (FIRE). I was reading as many blogs as I could get my eyeballs on. I learned that the best way to reach FIRE was by investing, either in property or … Show Me More!

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June 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! June turned out to be a better month than I was expecting. We exceeded our daily spend rate goal last month, and I knew we had a big bill coming up this month. In the absence … Show Me More!