Banner 2017 Spending Review

October 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Yet another huge surprise this month because we stayed below our target. “Big deal, Mrs. ETT,” I hear you say. “Why wouldn’t you?” Because our food spending was “YUUUUUGE”. It was beyond yuge, it was stratospheric. … Show Me More!

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Help! I’ve got #SideHustle FOMO

It started with a Tweet – what’s your side hustle? I do love side hustle listicles, so that night in bed I decided to revisit some. A quick Google of “50 side hustle ideas” brings up some brilliant lists. I thought maybe I was being one of those people who automatically come up with excuses as to why side hustles won’t work for me. Was I self-sabotaging? I started working my way through the ideas. All of my usual reasons were still there. Things hadn’t changed. Then I came across an idea I hadn’t heard of before – website user testing. I feel like I have the skills, and it … Show Me More!

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The End Result of my Job Conundrum Is…

Six days after the job closed, I was offered an interview. Because I hate email, I don’t log in every day, which meant that: They sent me the invitation to interview on Tuesday afternoon. I opened it on Wednesday morning before work. The interview time was 10am Thursday! The Job Interview I was not expecting things to happen so quickly. I still had to go to work on Wednesday, so spent all my train trip time and lunch reviewing and preparing. That night I continued preparation, along with taking an hour to fill out all the paperwork. I also had to ask/notify my referees. I’d been holding off, because if … Show Me More!

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Is Workplace Loyalty Holding Me Back?

This is not the post I had scheduled, but I need to draw on the collective wisdom of the PF blogosphere. Is workplace loyalty an outdated concept? A Short History 18 months ago, I left my job for the one I’m now in. My previous job was part-time, 5 minutes from home, and reasonably paid on an ongoing contract basis. I enjoyed it, and still have a good relationship with the business, but for various reasons it was time for me to move on. My “new” job is full-time, and takes about 1 hour door-to-door. You can see how I spend my hours in my Day in the Life post. … Show Me More!

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Selling on Facebook Garage Sales – A New Experience

Have you ever tried selling your unused clutter? I finally joined the modern age and tried to sell on Facebook. Our house is full of clutter. There, I’ve said it. We’ve been here nearly 20 years, and I obviously have problems throwing things away. Since discovering FIRE, I have taken the first step. I stopped bringing things into the house. I’ve said no to freebies. I place items that I’ve felt obligated to accept, straight into a box to give to charity. Before buying items, I consider how useful they will be. I think carefully how often we would realistically use them. It’s not fun to take a long hard … Show Me More!