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September 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Urgh, this was a month of excess and things breaking down. Also, there was a mix-up with my pay at work, so it arrived over a week late. While this has no practical implications for … Show Me More!

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August 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! August turned out to have some unexpected expenses. We paid to replace our clothesline, along with our microwave. We also had a medical bill not covered by Medicare. Daily Spending Rate I thought that by … Show Me More!

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Reflections And The Future – What Next For This Blog?

Hi! My name is Mrs. ETT, and I’m a personal finance blogger. After a year, I finally feel that I’m at the point where I can say this and truly believe it. Look at me! I blog about personal finance. Granted, the focus is more on the personal than the finance, but that’s OK. I began this blog to help me figure out our lives. If it happens to help someone else along the way, that’s great. Taking Stock Now that I’ve blogged for a year, I thought I’d stop and take stock of Enough Time To… Blog My first post was on 7th August 2016, and was an introductory … Show Me More!

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A Day In The Life 2017 Edition

It’s our blogoversary! Yes, it’s been 12 months since I started this blog, back in August 2016. I thought I’d celebrate by giving you a look at a day in the life of Mrs. ETT. I enjoyed reading Chónce from My Debt Epiphany’s DITL, and have wanted to do one of my own since. I figured that the anniversary of this blog was as good a time as any. Without further ado, I hope you enjoy it! A Day In The Life of Mrs. ETT 04:50 – 5:30 The alarm on my iPad goes off quietly, as Mr. ETT doesn’t get up at this time. I spend 5-10 minutes laying … Show Me More!

Banner 2017 Spending Review

July 2017 Spending and New Habits

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Honestly, every time I sit down to do this I have a surprise. It’s only been four weeks since my last update, but I clearly had no idea how we were tracking. This has been … Show Me More!