Despite all of my bah-humbug, I’d like to wish everyone reading a Merry Christmas, Happy Holiday, and goodwill to all people. Special thoughts go out to those who are having a hard time right now, whether it be through illness, loss of a loved one, or loneliness. I also extend my appreciation to people whose … Show Me More!
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. … Show Me More!
My childhood memories of Christmas are wonderful. We were on holidays with no homework to complete for next term. We could do what we wanted with our days. We roamed the neighbourhood with kids from the street, riding our bikes and swimming in the pool next door. I could read all day if I liked. … Show Me More!