Month: October 2017

Side Hustle FOMO Banner

Help! I’ve got #SideHustle FOMO

Posted on by Mrs. ETT

It started with a Tweet – what’s your side hustle? I do love side hustle listicles, so that night in bed I decided to revisit some. A quick Google of “50 side hustle ideas” brings up some brilliant lists. I thought maybe I was being one of those people who automatically come up with excuses as to why side hustles won’t work for me. Was I self-sabotaging? I started working my way through the ideas. All of my usual reasons were still there. Things hadn’t changed. Then I came across an idea I hadn’t heard of before – website user testing. I feel like I have the skills, and it ... Show Me More!

Credit Report Banner

A Comparison of Australia’s Credit Reporting Bodies

Posted on by Mrs. ETT

Australia’s credit reporting system doesn’t have as much of an influence on our everyday lives as the American system. However, in the “new normal” world of massive data breaches and identity theft, checking your credit report should form a part of both your online safety and financial strategies. Why Have a Credit Reporting System? If you were to lend money to a friend or family, you generally do so with the expectation that they will pay you back. You trust them, they’re good for it. Well, hands up if you’ve ever been disappointed? Maybe they didn’t pay you back. Perhaps they paid you back in dribs and drabs over a ... Show Me More!

Workplace Loyalty Banner

The End Result of my Job Conundrum Is…

Posted on by Mrs. ETT

Six days after the job closed, I was offered an interview. Because I hate email, I don’t log in every day, which meant that: They sent me the invitation to interview on Tuesday afternoon. I opened it on Wednesday morning before work. The interview time was 10am Thursday! The Job Interview I was not expecting things to happen so quickly. I still had to go to work on Wednesday, so spent all my train trip time and lunch reviewing and preparing. That night I continued preparation, along with taking an hour to fill out all the paperwork. I also had to ask/notify my referees. I’d been holding off, because if ... Show Me More!

Banner 2017 Spending Review

September 2017 Spending and New Habits

Posted on by Mrs. ETT

After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Urgh, this was a month of excess and things breaking down. Also, there was a mix-up with my pay at work, so it arrived over a week late. While this has no practical implications for ... Show Me More!