They say that the best time to start investing is yesterday (or even better, when you are a wee sproglet, earning your first pocket-money). The second best time is now. Yet, you don’t want to go throwing your money at something you don’t understand. In 2016, we were at the beginning of discovering the world of Financial Independence Retire Early (FIRE). I was reading as many blogs as I could get my eyeballs on. I learned that the best way to reach FIRE was by investing, either in property or shares. We couldn’t just jump right in, though. While we were lucky that we didn’t have any debt, we did … Show Me More!
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! June turned out to be a better month than I was expecting. We exceeded our daily spend rate goal last month, and I knew we had a big bill coming up this month. In the absence … Show Me More!
A colleague introduced me to roleplaying games (Dungeons and Dragons) when I was going to Uni and working as a trainee. She played regularly with another colleague and three friends near where we lived. Roleplaying turned out to be a lifelong love of mine – and it was where I met Mr. ETT! My History of Gaming Back in those halcyon days when we were all still living at home, we paid a token couple of dollars each to a local business that one of our parents worked for, located in a re-purposed house. Here we played into the wee hours of the morning, before rolling into sleeping bags, ex-communicating the … Show Me More!