Piggy Banks in Space!

ETT Budget Breakdown with YNAB – Expenses

I love seeing how other people budget, getting down to the nitty-gritty of their categories and numbers, but I don’t feel it is fair to gain value out of what others are contributing without contributing something ourselves. As promised, here is the fourth Budget Breakdown for the Enough Time Machine. This represents how much we budget per month, not necessarily how much we spend. This week we are looking at Expenses. The three categories (bills, insurance, transport) we have investigated so far have all been known expenses. We know what they are, how much they will cost to a fair degree of accuracy, and when they come out of our account (whether monthly, quarterly or annually). This is … Show Me More!

Piggy Banks in Space!

ETT Budget Breakdown with YNAB – Transport

I love seeing how other people budget, getting down to the nitty-gritty of their categories and numbers, but I don’t feel it is fair to gain value out of what others are contributing without contributing something ourselves. As promised, here is the third Budget Breakdown for the Enough Time Machine. This represents how much we budget per month, not necessarily how much we spend. This week we are looking at Transport. Parking $10. This amount is an estimate, because we use parking intermittently. We are lucky enough not to have to regularly pay for parking. Mr. ETT’s workplace covers his parking costs, while I catch the train to work to avoid parking fees (and total lack of parking – the … Show Me More!

Piggy Banks in Space!

ETT Budget Breakdown with YNAB – Insurance

I love seeing how other people budget, getting down to the nitty-gritty of their categories and numbers, but I don’t feel it is fair to gain value out of what others are contributing without contributing something ourselves. As promised, here is the second Budget Breakdown for the Enough Time Machine. This represents how much we budget per month, not necessarily how much we spend. This week we are looking at Insurance.   Ouch! Insurance is hard. We are paying nearly $6,500/year for … nothing? For the chance that if something bad happens, we may get some monetary compensation. In a good year, where we don’t call on our insurance, we don’t have anything to show for … Show Me More!

Piggy Banks in Space!

ETT Budget Breakdown with YNAB – Bills

I love seeing how other people budget, getting down to the nitty-gritty of their categories and numbers, but I don’t feel it is fair to gain value out of what others are contributing without contributing something ourselves. As promised, here is the first Budget Breakdown for the Enough Time Machine. This represents how much we budget per month, not necessarily how much we spend. Today we are starting with the essentials – Bills. Gas, Electricity, Water $56, $135, $85. These amounts basically correlate to the actual monthly cost. I budget a little more to cover high periods of usage or changes to supply rates. To a degree, these are non-negotiable items in our budget. Why … Show Me More!