Hi! My name is Mrs. ETT, and I’m a personal finance blogger. After a year, I finally feel that I’m at the point where I can say this and truly believe it. Look at me! I blog about personal finance. Granted, the focus is more on the personal than the finance, but that’s OK. I began this blog to help me figure out our lives. If it happens to help someone else along the way, that’s great. Taking Stock Now that I’ve blogged for a year, I thought I’d stop and take stock of Enough Time To… Blog My first post was on 7th August 2016, and was an introductory … Show Me More!
It’s our blogoversary! Yes, it’s been 12 months since I started this blog, back in August 2016. I thought I’d celebrate by giving you a look at a day in the life of Mrs. ETT. I enjoyed reading Chónce from My Debt Epiphany’s DITL, and have wanted to do one of my own since. I figured that the anniversary of this blog was as good a time as any. Without further ado, I hope you enjoy it! A Day In The Life of Mrs. ETT 04:50 – 5:30 The alarm on my iPad goes off quietly, as Mr. ETT doesn’t get up at this time. I spend 5-10 minutes laying … Show Me More!
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! Honestly, every time I sit down to do this I have a surprise. It’s only been four weeks since my last update, but I clearly had no idea how we were tracking. This has been … Show Me More!
Food. For many Australians it accounts for the second or third biggest chunk out of their budget, after housing and/or transport. Poor food choices are also leading to an increase of “lifestyle” diseases, such as Type II diabetes and heart disease. Four Australian personal finance bloggers (Adventures with Poopsie, All About Balance, FIRE By Thirty-Five and yours truly) decided to get together and offer an in-depth look at how we all “do” food in our households. It doesn’t matter whether you like to plan or just wing it, whether you have gourmet tastes or enjoy simple food, or whether you love or hate cooking; we’re sure you’ll find some tips … Show Me More!
They say that the best time to start investing is yesterday (or even better, when you are a wee sproglet, earning your first pocket-money). The second best time is now. Yet, you don’t want to go throwing your money at something you don’t understand. In 2016, we were at the beginning of discovering the world of Financial Independence Retire Early (FIRE). I was reading as many blogs as I could get my eyeballs on. I learned that the best way to reach FIRE was by investing, either in property or shares. We couldn’t just jump right in, though. While we were lucky that we didn’t have any debt, we did … Show Me More!