Hi everyone! It’s been longer than I planned, and even this post is a life update rather than anything financial. My poor blog feels like the friend you keep meaning to speak to, but the longer that passes, the harder it is to reach out and say hi (or is that just me?) The Business I started the business in a rush of enthusiasm, before quickly realising what we already knew—I don’t have enough time! Clearly from my time study, there was no space to add a new activity, which is why blogging dropped off. I’m still enthusiastic about starting a business, still enjoying myself, and still have 1,624,377 steps to ... Show Me More!
When I first looked at how to reduce our spending, I started with food. Unlike council rates, I could control how much we spent and it provided an easy win. But did you know that focusing on reducing food waste can provide wider economic, environmental and social benefits too? “It is estimated that Australian households throw away almost $4,000 worth of unused food each year.” – Hon Michaelia Cash and Hon Zed Seselja Why Fight Food Waste? Social Benefits “Eat your dinner. There’s starving children in Africa.” Anyone remember this oft-repeated phrase from my childhood? Although trite, food insecurity occurs in all countries, including Australia. Our food industry produces enough to feed ... Show Me More!
For the first time since I started, I have nothing prepared for this week’s post. Note I say “prepared”—I have plenty of topics lined up that I want to write about, yet I haven’t committed to any of them. My online friends will also have noticed that I’ve not been commenting on blogs, nor Tweeting. What’s Going On? I’ve spoken about my job in the past. In 2016, I was employed as part of a project team to help roll out a new software system. It was due to go live 3 months after I started. I grant, this timeline was never going to be achievable, but there were reasons ... Show Me More!
In 2017, we spent $64,000 on everyday expenses. In 2018 we have the goal to be able to live off one wage, or $60,000. To generate that using passive income and the 4% rule, we’ll still need $1,500,000 invested! Every dollar less we spend is another dollar we don’t have to save up for in retirement. Daily Spending Rate March. Sigh. I knew the health insurance was coming, so I also knew that this was going to be another month we wouldn’t meet our daily spending rate. We are a quarter of the year through, and it’s been normal life expenses that again have pushed us over. I’m feeling discouraged, ... Show Me More!
Last week, I recovered $54.48 of money that I, as the registered owner of a vehicle in NSW, had been overcharged. I was one of 4.2 million people eligible after a change to the CTP Green Slip scheme. If you live in NSW and were the registered owner of a car before 30th November 2017, chances are you may get a CTP Green Slip refund too. What is a CTP Green Slip? A Compulsory Third Party Green Slip is a form of insurance required for all registered vehicles in NSW (aside from trailers). Money collected under this insurance scheme is used to support the recovery of people injured in motor ... Show Me More!