Food. For many Australians it accounts for the second or third biggest chunk out of their budget, after housing and/or transport. Poor food choices are also leading to an increase of “lifestyle” diseases, such as Type II diabetes and heart disease. Four Australian personal finance bloggers (Adventures with Poopsie, All About Balance, FIRE By Thirty-Five and yours truly) decided to get together and offer an in-depth look at how we all “do” food in our households. It doesn’t matter whether you like to plan or just wing it, whether you have gourmet tastes or enjoy simple food, or whether you love or hate cooking; we’re sure you’ll find some tips … Show Me More!
They say that the best time to start investing is yesterday (or even better, when you are a wee sproglet, earning your first pocket-money). The second best time is now. Yet, you don’t want to go throwing your money at something you don’t understand. In 2016, we were at the beginning of discovering the world of Financial Independence Retire Early (FIRE). I was reading as many blogs as I could get my eyeballs on. I learned that the best way to reach FIRE was by investing, either in property or shares. We couldn’t just jump right in, though. While we were lucky that we didn’t have any debt, we did … Show Me More!
After our expensive year in 2016, we set ourselves a goal to reduce our spending by 10% in 2017. We want to do this because it has a double effect. Firstly, it frees up more money to invest for our future. Secondly, if we can live on less, then it brings that future much closer. In 2016, we spent $80,000. To generate that using passive income and the 4% rule, we would need $2,000,000 invested! June turned out to be a better month than I was expecting. We exceeded our daily spend rate goal last month, and I knew we had a big bill coming up this month. In the absence … Show Me More!
A colleague introduced me to roleplaying games (Dungeons and Dragons) when I was going to Uni and working as a trainee. She played regularly with another colleague and three friends near where we lived. Roleplaying turned out to be a lifelong love of mine – and it was where I met Mr. ETT! My History of Gaming Back in those halcyon days when we were all still living at home, we paid a token couple of dollars each to a local business that one of our parents worked for, located in a re-purposed house. Here we played into the wee hours of the morning, before rolling into sleeping bags, ex-communicating the … Show Me More!
Last post, I showed you how to estimate the cost of rebuilding your house, and so determine an indicative amount to insure it for. This post we are looking at what is in your house. From all those things that have been there for so long, you don’t even notice them anymore, to everything you use on a daily basis. If you are at home reading this, stop what you’re doing and look around. Imagine every little thing you can see just disappearing like soap bubbles – pop, pop, pop! This includes the chair or lounge you’re sitting on, or the shoes on your feet. This is why you may … Show Me More!